Terms of Service

1. Acceptance of Terms

By accessing or using the SR22 CA Insurance website (sr22cainsurance.com), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

2. Description of Services

SR22 CA Insurance provides:

• Educational information about SR-22 insurance requirements in California
• Tools to estimate SR-22 insurance costs
• Lead generation services connecting users with licensed insurance agents
• Insurance quote comparison services

We are not an insurance company or insurance agency. We do not provide insurance advice, sell insurance products, or make coverage decisions. All insurance products are offered by independent, licensed insurance agents and carriers.

3. Consent to Contact

By submitting your information through our website, you expressly consent to:

• Receive phone calls, text messages, and emails from licensed insurance agents and their affiliates
• Receive marketing communications related to insurance products
• Have your information shared with multiple insurance providers who may contact you

You may receive communications even if your phone number is on a Do Not Call registry. You can opt out of communications at any time by contacting us.

4. User Responsibilities

You agree to:

• Provide accurate and complete information when using our services
• Not use our services for any unlawful purpose
• Not attempt to interfere with the proper functioning of our website
• Not impersonate any person or entity
• Be at least 18 years of age

5. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

• Our services will meet your specific requirements
• Our services will be uninterrupted, timely, secure, or error-free
• Any information obtained through our services will be accurate or reliable
• Quotes or estimates are guaranteed or binding

6. Limitation of Liability

To the maximum extent permitted by law, SR22 CA Insurance shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, data, or goodwill
• Service interruption or computer damage
• Actions or omissions of third-party insurance agents or carriers
• Decisions made based on information provided on our website

7. Third-Party Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. Your interactions with third-party insurance agents are governed by their own terms and policies.

8. Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of SR22 CA Insurance or its content suppliers and is protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

9. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these terms shall be resolved in the courts of California.

10. Arbitration Agreement

Any dispute or claim arising from or relating to these Terms of Service shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in California, and the decision of the arbitrator shall be final and binding.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of our services after any changes constitutes acceptance of the modified terms.

12. Severability

If any provision of these Terms of Service is found to be unenforceable, the remaining provisions shall continue in full force and effect.